A work-related injury can be a major inconvenience—especially when it comes to your finances. If you got hurt at work and can’t perform your job duties, it might be difficult to keep up with your expenses until you can return unless you have a fair amount of money saved.

Workers compensation is meant to help you stay afloat financially until you can begin working again. Workers comp benefits in Florida pay 66.67% of an employee’s average weekly wage in most cases.

That’s a good amount of relief once you get it, but sometimes the system doesn’t work quickly enough. Florida workers comp benefits should be paid within the 21 days after an injury is reported to an employer. 

However, you may have to wait even longer if your claim is denied or delayed pending review.

Bridgeway Legal Funding can help you if you’re struggling to pay your rent, mortgage, car note, medical bills or any other obligations because you haven’t received Florida workers comp benefits yet. We act as a lifeline for injured workers and advance them part of their workers comp settlement almost immediately. Let us help you get the money you need now so you can stay afloat until your attorney can get you fair compensation.

Please note, your workers comp settlement advance is NOT A LOAN. Loans must be repaid no matter what. On the other hand, your workers comp claim advance is a non-recourse advance. That means you only repay it if you win your case. Visit Lawsuit Loans to learn more.

How long does Bridgeway Legal Funding’s workers comp settlement advance process take?

Bridgeway Legal Funding can help you get a workers comp cash advance in three steps:

  1. Call or email Bridgeway Legal Funding and provide your injury details.
  2. We’ll contact your attorney to get more information about your case and determine its value.
  3. We will send you a contract to sign electronically after everything is approved.  Bridgeway Legal Funding will send you your money immediately after you and your attorney sign the contract.

How much money can Bridgeway advance me now?

Bridgeway Legal Funding can potentially advance you up to 20 percent of a workers compensation claim. Your injury claim’s value will come down to a few factors like injury severity, how much work you’ll miss, whether or not your injury is permanent and your salary before the injury occurred.

To learn more, visit Bridgeway's Guide to Legal Funding.

How much is my workers compensation claim worth in Florida?

Your workers comp claim in Florida will depend on your level of disability. You’ll generally receive 66 2/3 % of your regular wages at the time of the injury. A more severe injury could result in you receiving 80 % of your regular wages for up to six months after the accident. 

What are Florida’s workers compensation benefits?

Florida recognizes four disability levels in terms of workers compensation benefits. Here are the benefits that could be available to you and how long they last:

Temporary Total Disability (TTD)—Cannot work

If your doctor says your work-related injury illness will prevent you from working, you’re eligible for 66 2/3% of your regular wages at the time of your injury, subject to the statewide maximum reimbursement amount. Certain severe injuries could entitle you to 80 % of your standard wages for up to six months after your accident. You can receive up to 104 weeks (two years) of temporary disability benefits.

Please note you won’t receive temporary disability benefits for the first seven days of disability, unless your work-related injury disabled you for more than 21 days—per an authorized physician’s determination.

Check out the state’s Temporary Total Disability Benefit Calculator to estimate your benefits

Temporary Partial Disability (TPD)—Released to restricted duty

You could be eligible to receive TPD benefits if you can’t earn 80 % of the wages you were earning at the time of your accident when the doctor says you can return to work with restrictions. You can receive up to 104 weeks (two years) of temporary disability benefits.

Check out Florida’s Temporary Partial Disability Benefit Calculator to estimate your benefits.

Impairment Income Benefits (IIB)—Maximum Medical Improvement and rating assigned

When your doctor says your at Maximum Medical Improvement (MMI), your condition is not expected improve significantly. The doctor will have evaluated for potential permanent work restrictions and an impairment rating. If your permanent impairment rating is more than 0%, you’ll receive financial compensation based on that rating.

Check out the Impairment Income Benefit Calculator for an estimate of your benefits.

Permanent Total Disability (PTD)—Can never work again

You could receive permanent total disability benefits if you’ve reached MMI and your injuries are so severe (as defined by law) that you’re permanently unable to work. You can contact the Bureau of Monitoring and Audit at 850-413-1608 for assistance in estimating your PTD benefits.

Your income shouldn’t stop because you were injured at work. Contact Bridgeway Legal Funding if you’re struggling to pay your bills due to a work-related injury and your workers comp benefits are taking too long to arrive. We will do what we can to get much-needed cash into your hands within 24 to 48 hours.