Who pays my medical bills after a motorcycle accident in New York?

New York is a no-fault insurance state.  What that means is that if you are involved in a motor vehicle accident in New York you can turn to your own auto insurance to pay your medical bills, lost wages and other economic losses. However, if you are a motorcycle driver or passenger you are NOT covered by the no fault benefits. New York’s insurance law does not consider motorcycles motor vehicles.  Thus, you cannot turn to your own auto insurance to pay your medical bills, lost wages and other economic losses. 

If you are a motorcycle driver or passenger injured by no fault of your own you need to file a claim against the at fault party to help cover your expenses.  We suggest hiring an attorney so that you may better understand how to seek medical treatment and start a claim against the at fault driver.  An attorney can help you file your claim and make sure you get the treatment and money you need.

Since driving a motorcycle is essentially more dangerous, a motorcyclist is allowed to sue for injuries that are less serious than those suffered by regular motor vehicle accidents.  New York State requires motorists to have a severe injury in order to sue for coverage. A motorcyclist’s rules are much less strict. Thus, no matter how minor your injuries are, you may be able to get reimbursed for your treatment from the at fault driver. 

You may turn to your private health insurance which may fully or partially cover your medical bills. Your private insurance may request to have your medical expenses reimbursed after your case is won. Your lost wages may be covered thru sick time at work or disability options thru your employer. 

While you have to wait for your lawyer to fight for the money you deserve, it is very easy to fall behind on your bills. That is why Bridgeway Legal Funding is here to help.  Bridgeway Legal Funding can help you get the money you need today and you only have to pay it back if you win your case. Talk a Bridgeway team member today and you could have the money you need to stay afloat within 24 hours.