Car accident loans are available in Tennessee, Apply Today and enjoy your lawsuit loan within 24 hours.

If you’ve ever been in a car accident in Tennessee, you know how inconvenient it can be. You have to file an insurance claim, perhaps take your vehicle to a repair shop and then figure out how you’re going to get around until you get your vehicle back.

Those are just the time-based consequences of your car accident. There’s also the financial element to consider. You may have to deal with medical bills if you were injured in a car accident in Tennessee. Do you work part-time or hourly? The time off you take to recover could result in lost wages.

Financial settlements exist in part so car accident victims recover money they lost as a result of the incident. The problem with settlements is the funds aren’t distributed when most people need them — right away.

There is a solution for solving your car accident-related issues faster, however. It’s a pre-settlement advance, which is sometimes called a  “lawsuit loan”. Pre-settlement advances can help pay for expenses such as medical bills, vehicle repairs and lost income if you can’t work.

If you were injured in a car accident in Tennessee and need money right away, consider getting a pre-settlement advance. It can help keep you financially afloat while you wait for your full settlement.

To learn more, please visit Bridgeway’s Guide To Pre-settlement Advances.


What is a pre-settlement advance?

Pre-settlement funding is a cash advance against your pending car accident claim or lawsuit. While it’s referred to as a “lawsuit loan” too, the term is incorrect because pre-settlement funding is a non-recourse advance, not a loan. In other words, you don’t have to pay the money back if you don’t win your case.

As a Tennessee driver, it’s beneficial to know what financial options you have after an accident—especially if you have suffered an injury. You may be a careful driver, how others operate their car is out of your hands — car accidents do happen.

For example, there were approximately 170,000 car accidents in Tennessee in 2023, and close to 46,000 of them resulted in an injury. On average, there have been approximately 46,000 injury-related car accidents in Tennessee between 2019 and 2023, a sign that these types of incidents are occurring consistently.

Meanwhile, the state has almost six million registered vehicles and almost as many vehicles as residents (86 cars per 100 people); the more cars that are on the road only increases the odds of an accident taking place. 

Hopefully, you’re never part of these Tennessee car accident statistics, but if you are, know that Bridgeway Legal Funding can help you get the money you need.


Bridgeway may be able to advance you 10-20% of your lawsuit settlement today.

If you win a settlement after being in a car accident in Tennessee, it could be three years, yes, years, before you see any money.

Bridgeway Legal Funding can help you get your money in a matter of days, however. Not only can you get your money faster, but you can receive what your case is truly worth. A pre-settlement advance can protect you from accepting an offer that’s much less than your case’s value. These advances can also help even the playing field against large car insurance companies that have virtually unlimited resources.

How does the legal funding process work? How fast can I get the money?

We help our clients access pre-settlement funding in three simple steps:

• Have a brief conversation with the plaintiff (you)

• Review your case and determine what we think it will be worth

• Offer you an advance of up to 10 to 20% of what your case’s estimated value

That’s it! Click here to learn more about our pre-settlement funding process and apply.

Can I really get a pre-settlement advance in a few days?

Yes. Getting funds to you quickly is one of the biggest benefits you can get when you work with Bridgeway Legal Funding. We are set up to provide clients with cash within 24 to 48 hours. The process begins by calling (800) 531-4066 or filling out our questionnaire.


How much can I borrow with a pre-settlement advance?

We typically will advance our clients up 10 to 20% of their case’s value. We base the case’s value on three key factors:

Liability—Whose fault was the accident? If another driver rear ended your vehicle for example, they would be considered liable for any damages.

Damages—How much money will be awarded following the accident based on injuries and lost wages? Some of the factors calculated to determine total damages include:

         • Medical expenses and treatments (current and future)

         • Lost wages (determined by how much work you missed times your current wage)

         • Future work status (can you still work at all and/or preform your pre-accident duties)

Insurance—You can typically use the amount of insurance coverage available at the time of the accident. Drivers are required to carry at least the following amount of car insurance in Tennessee:

          Bodily injury liability: $25,000 per person and $50,000 per accident

• Property damage liability: $25,000 per accident

• Uninsured motorist bodily injury coverage: $25,000 per person and $50,000 per accident

• Underinsured motorist property damage: $25,000 accident 

 *Note: Uninsured motorist coverages can be rejected in writing.

Remember, these are minimum car insurance requirements for Tennessee drivers. Chances are the person you get into an accident with has additional coverage.

Click here to learn more about how much funding you can get for your pre-settlement advance.

Injury lawsuits can take much longer than you expect, a cash advance from Bridgeway will help you financially until the end of the case.

 How can I get the most out of my pre-settlement advance?

Bridgeway Legal Funding will do everything we can to help you get the most amount of pre-settlement funding possible. Here are a few things you can do as well to help yourself in the process:

• Hire an attorney that specializes in motor vehicle accidents

• Keep good records of your car accident, medical treatment(s) and injury/injuries

• Request a copy of the police report for your records

Don’t wait to file your car accident lawsuit. In Tennessee the statute of limitations is one year from the date of the accident.


Apply for your pre-settlement advance today.