After a motorcycle wreck in Georgia, who will pay my medical bills?
When you are in a motorcycle accident in the state of Georgia your medical bills may be covered by the at fault vehicle’s insurance or your own health insurance. There is also coverage known as personal injury protection (“PIP”), that you can purchase thru your motorcycle insurance policy. It is important to hire an attorney to help you with these matters.
Georgia is known as an at-fault insurance state. What that means is that the insurance of the person who was at fault for the accident is responsible for paying for the injuries and medical bills of the person not at fault. The minimum insurance coverage required by law in Georgia is $25,000 for bodily injury per person, $50,000 for bodily injury for two or more people and $25,000 for property damage per accident.
Motorcycle drivers can purchase PIP coverage with their insurance policy which would provide for medical expenses, lost wages and other costs resulting from your injuries. PIP coverage pays for these expenses regardless of who is at fault for the accident.
If you do not have PIP coverage under your insurance policy you can turn to your own health insurance to help pay your medical bills. Your personal health insurance will most likely cover medical expenses resulting from the accident. However, your health insurance has the right to be reimbursed for your medical treatment. If you have a lawsuit and you win your case your health insurance company has the right to subrogate your lien. That is why it is important to have your lawyer work with you so you can receive proper medical treatment in order to increase the value of your case.
If you are not at fault for your motorcycle accident or even partially at fault you should hire a lawyer to help file a claim with the at fault drivers insurance company. They will help you recover damages for medical bills, lost wages, pain and suffering and property damage.
Unfortunately, lawsuits do take time. You have two years in the state of Georgia to file your personal injury claim. While you are waiting to be compensated for your accident it is very easy to fall behind on your bills that don’t quit. That is why Bridgeway Legal Funding is here to help. Bridgeway Legal Funding can help you get the money you need today and you only have to pay it back if you win your case. Talk a Bridgeway team member today and you could have the money you need to stay afloat within 24 hours.
