Did you know that there are more than 1 million registered vehicles in Hawaii? Given that the Aloha State is one of the smallest in the U.S. in terms of square footage, that’s a lot of vehicles moving about in not a lot of space, which increases the odds of an accident occurring. In fact, in October 2025, the Hawaii Department of Transportation reported that there were already more traffic fatalities in the state (106) than there were in all of 2024.
The pace in which car accidents occur in Hawaii is a reminder that no matter how safe of a driver you might be, anyone of us could be involved in a car accident at any time. If or when that time comes, it’s also important to know what your financial options are—especially if you’re injured.
If you’re ever in a car accident in Hawaii, you could be facing a number of financial obligations. Your car insurance company will pay for part of your car repairs, but you’re still responsible for the deductible. Meanwhile, if you were hurt in the accident, there’s medical bills to take care of. If you’re too hurt to work, you could lose out on income until you’re ready to return.
A settlement from a lawsuit could help cover these expenses, but there are no guarantees that you’ll see the money right away, which is when you need it.
Fortunately, there is a way to access much-needed funds following a car accident in Hawaii faster—with a pre-settlement advance. Also known as a “lawsuit loan,” a pre-settlement advance can help pay for your car accident-related expenses like repairs, medical bills and replace lost income if you’re too hurt to work.
Bridgeway Legal Funding can help you secure a pre-settlement advance that will keep you financially afloat while you wait for your full settlement.
To learn more, please visit Bridgeway’s Guide To Pre-settlement Advances.
About Bridgeway Legal Funding
Bridgeway provides cash advances to plaintiffs involved in personal injury lawsuits. We typically can complete funding within a day and only require the necessary case documents and a brief telephone interview to review a plaintiff’s application. We also offer funding at a lower rate than most of our competitors; by looking for the lowest rate for your pre-settlement advance could save you hundreds or even thousands of dollars in fees each year. All of our funding is non-recourse, meaning you won’t owe anything if your case is unsuccessful.
When you apply for a pre-settlement advance with Bridgeway Legal Funding, we’ll present a simple three-step process to help you secure your funding:
• We’ll discuss your accident with you
• We’ll review your case and determine what we think it will be worth
• We offer you an advance of up to 10 to 20% of what your case’s estimated value
That’s it! Click here to learn more about our pre-settlement funding process and apply.
At Bridgeway Legal Funding, we’ll work with you to help you obtain the most pre-settlement funding possible. There are a few things you can do on your end to increase the odds you receive a bigger overall settlement as well:
• Hire a qualified attorney that specializes in motor vehicle accidents
• Keep good records of your car accident, medical treatment(s) and injury/injuries
• Get a copy of the police report and collect names of any potential witnesses
• Make sure your law firm files a lawsuit quickly. The statute of limitations in Hawaii is just two years from the date of the accident.
How Bridgeway Legal Funding Determines a Case’s Value
Our clients are usually eligible to receive up to 10 to 20% of their case’s value. We look at the following three factors to determine the case’s value:
• Liability—Who was at fault in the accident? Liability can be easily determined in instances when a driver rear-ends another one or someone runs a red light. In less clear cases, such as a side swipe, each driver might share some fault.
• Damages—How much money will be awarded following the accident between injuries and lost wages? A number of factors are calculated to determine total damages including:
+Medical expenses and treatments (present and future)
+Lost wages (determined by how much work you missed times your current wage)
+Future work status (can you still work at all and/or perform your pre-accident duties)
• Insurance—You can typically sue for the amount of insurance coverage available at the time of the accident. Drivers are required to carry at least the following amount of car insurance in Hawaii:
• Bodily injury coverage: $20,000 per person and $40,000 per accident
• Basic personal injury protection: $10,000
• Property damage liability: $10,000 per accident
• Uninsured/underinsured motorist bodily injury coverage: $25,000 per person and $40,000 per accident
Note: Uninsured/underinsured motorist bodily injury coverages can be rejected in writing in Hawaii.
These are the minimum car insurance requirements in Hawaii. Chances are the person who runs into you has more coverage than this.
Click here to learn more about how much funding you can get for your pre-settlement advance.
How Pre-Settlement Funding Works
Pre-settlement funding serves as a cash advance for individuals that have a pending personal injury lawsuit and need money right away. Personal injury lawsuits can take about months on average, but many people can’t wait that long for money that would go towards everyday living expenses, car repairs and medical bills. Plaintiffs end up accepting low initial offers or go back to work sooner than they should so they can earn income again.
People can avoid those unfavorable scenarios with a pre-settlement advance. If you’re injured in a car accident in Hawaii, contact Bridgeway Legal Funding to apply for a pre-settlement funding. If approved, and you accept the advance (typically 10 to 20% of your case’s value), we’ll send you a contract, let your law office know about the advance and send you your money.
Since pre-settlement funding is a non-recourse advance and not a loan, you don’t have to repay the advance if your case is unsuccessful. The pre-settlement advance is also yours to keep if there’s no settlement or award after your case is finished.
You can also visit the Bridgeway Legal Funding website’s “How pre-settlement funding works section” to learn more about this process.
Frequently Asked Questions About Pre-Settlement Funding
-What is Bridgeway Legal Funding?
Bridgeway Legal Funding is an organization that provides cash advances to people involved in personal injury lawsuits while they wait for their settlement. These advances help people pay for their daily living expenses, car repairs and medical bills.
-What is Pre-Settlement Funding?
Pre-Settlement Funding is a cash advance for people with a pending injury lawsuit that need money now. If you’re injured in a car accident in Hawaii, you can contact Bridgeway Legal Funding to apply for pre-settlement funding.
-How does Pre-Settlement Funding Work?
Getting a pre-settlement advance is as easy as 1-2-3 with Bridgeway Legal Funding. When you contact us, we’ll discuss your case with you, review and send you your advance.
-How Much Money Do I Get with a Pre-Settlement Advance?
The amount of your pre-settlement advance depends on factors like liability, damages and wage loss. Bridgeway Legal Funding typically offers a pre-settlement advance 10 to 20% of your case’s value.
-Do I Have to Repay a Pre-Settlement Advance?
You only have to repay pre-settlement funding if you win your case. This type of funding is a non-recourse advance, which means you don’t owe Bridgeway Legal Funding anything if your case is unsuccessful.