Who will pay for my medical treatment if I was a pedestrian hit by a car in New Jersey?

New Jersey is known as a no-fault car insurance State.   Therefore if you are in an accident as a pedestrian and/or driver and passenger, your own insurance policy pays for your medical expenses and lost wages.  A standard New Jersey policy has insurance coverage limits that start as low as $25,000 per person and $50,000 per accident. There is also coverage as low as $15,000 per person in Personal Injury Protection.  Personal Injury Protection is coverage provided to help pay for your medical bills.   Your own insurance will help pay for your medical treatment.

What if I get hit by a car as a pedestrian in the State of New Jersey but I don’t own a car? Who Pays?

If you do not own an automobile and get struck as a pedestrian you can turn to the insurance policy of any family you live with.  If your husband has a car or if you live with your parents you can use their policy to cover your medical expenses.  You do not have to be the primary insured under your family’s policy.

What happens if I get hit by a car as a pedestrian in the State of New Jersey and I don’t have any automobile insurance and the household I live with doesn’t have auto insurance?

If there is no coverage available and you are hit by a car as a pedestrian in the State of New Jersey you may be entitled to coverage for your medical expenses thru  The New Jersey Property-Liability Insurance Guaranty Association.   You would have to file a claim under the Unsatisfied Claim and Judgment Fund Law.   Your medical bills will be paid by a special state insurance fund that helps with pedestrian auto accidents.

While all the legal aspects are going on and you’re injured and going to treatment, how do I pay my bills?

While you have to wait for your lawyer to fight for the money you deserve, its very easy to fall behind on your bills that don’t quit. That is why Bridgeway Legal Funding is here to help.  Bridgeway Legal Funding can help you get the money you need today and you only have to pay it back if you win your case. Talk a Bridgeway team member today and you could have the money you need to stay afloat within 24 hours.