Looking for lawsuit loans?  You’ve come to the right place.  While often called a lawsuit loan, borrowing money against your case is technically not a loan because if you lose your case you don’t have to repay the money!  We call this a non-recourse advance.  Since the amount you can borrow is dependent upon your case we don’t require a credit check or proof of employment. 

Repayment is Contingent upon Settlement

After an accident you may be struggling financially.  The average American doesn’t have the financial wherewithal to fight insurance companies.  At this point, you’ve probably hired an attorney on a contingency basis.  Attorney fees can cost you thousands of dollars a month, but most people can’t afford to write them a check, especially after an accident.  Since the 1800's, attorneys have been working for a contingency fee.  Their fee is earned contingent upon the successful settlement of a case.  Lawsuit loans work the same way.  The only way the lawsuit loan company can get paid back is if you win your case. 

When entering into a lawsuit loan agreement, your attorney should help you understand the terms.  Sometimes your attorney will recommend you not take funding, but that may be impossible if you need money to pay your bills and have no other means to.  Some attorneys are indifferent to how much you pay for your lawsuit loan, so it’s important to pay attention to how much you will owe back. 

Your attorney may recommend a lawsuit loan company, but make sure to shop around for the best rates. 

Why do lawsuits take so long?

Lawsuits take a long time for several reasons.  In a typical personal injury case, the plaintiff is an ordinary person and the defendant is an insurance company.  An insurance company is an expert at fighting cases, has a legal team and financial resources.  The majority of Americans (70%) have less than $1,000 in emergency savings.  When injured in an accident, most people are out of work or on light duty for weeks or months at a time.  Savings run out and bills pile up.  Insurance companies know this.  They will use delay, deny and defend tactics to force desperate plaintiffs into settling for less. 

Fortunately for plaintiffs, there are a couple of ways to level the playing field between them and the insurance company.  The first as I mentioned before is the lawyer contingency fee.  The contingency fee allows the plaintiff to gain a legal expert on their side without upfront cost.  Now the plaintiff and defendant are equal in that they both have legal counsel. 

The second way to level the playing field is through a lawsuit loan.  A lawsuit loan gives the plaintiff the same financial resources allowed to the business defendant.  The plaintiff can now focus on fighting their case without having to worry about losing their home, apartment or car. 

Since the business defendant no longer has the advantage of legal expertise or financial resources, the plaintiff can receive justice for their injury.  Justice should work for everyone, not just those that have money.   

Court Congestion

In addition to delay, deny and defend tactics slowing down the settlement process, courts also play a role.  Court congestion is an ongoing problem.  Courts today are challenged by a wide range of issues, such as high caseloads, resource constraints, disparities in justice outcomes, and increasing needs to share information.¹

Reasons for Taking a Lawsuit Loan

You should only take a lawsuit loan if you absolutely have to.  Lawsuit loans can be expensive and there are other forms of borrowing to consider like family, friends, credit cards, a mortgage, and a personal loan.  However, a lawsuit loan is unique in that if you lose your case you keep the money you borrowed.  Most lawsuit loan companies can get you money in 24-48 hours depending upon how far along your case is. 

In our experience, the overwhelming majority of people take lawsuit loans out to pay their mortgage or rent payment.  Other common uses include food, everyday living expenses, car payment/repair, child support, credit card payments and tuition. 

Why use Bridgeway?

Unlike most other companies in the lawsuit loan industry, Bridgeway is a small team that offers immediate assistance when you need it the most.

On your first phone call Bridgeway may be able to give you an estimated lawsuit loan offer.  We just need the case documents, facts of the case and to speak with your attorney to project an outcome.  We will not advance you more than 20% of what we think your case is worth.  We do this for two reasons: 

1.) we do not want to over-fund the case so you are left with only a small portion of the settlement. 

2.) to insure that even if the case settles for less then anticipated, there is still enough money to go around without complicating or delaying the settlement.

We will also tell you exactly what you will owe back in 6 month increments.  To apply for a lawsuit loan call us today at 800-531-4066 or apply on our website

Funding is available for:

-Car accidents                                         -Workers’ Compensation        

-Motorcycle accidents                             -Slip & Fall accidents

-Truck accidents                                      -Jones Act (Maritime Law)

-Construction accidents                           -FELA (Railroad)



* The use of the word lawsuit loan is for illustrative purposes.  Lawsuit loans are not actually loans because payment is contingent upon the outcome of your case.  A better term would be cash advance or pre-settlement funding.  Loans require proof of income, monthly payments, collateral, a personal guarantee, and a credit check.  Lawsuit loans require none of these.  

Fostering Innovation in the U.S. Court System: Identifying High-Priority Technology and Other Needs for Improving Court Operations and Outcomes. Jackson, Brian A., Duren Banks, John S. Hollywood, Dulani Woods, Amanda Royal, Patrick W. Woodson and Nicole J. Johnson. . Santa Monica, CA: RAND Corporation, 2016.