My Uber got into a car crash, who is responsible to pay for my medical treatment and bills?

If you are a passenger in an Uber and your driver gets into an accident you are usually covered by Uber’s insurance, but the amount of coverage varies depending on the circumstances of the accident.   The amount of coverage available also can depend on the state your accident happened in. Uber has different coverage details for different states which includes liability limits and how uninsured/underinsured motorist coverage would be applied.   You should hire an attorney to help you navigate these issues.

If your Uber driver is at fault the Uber’s insurance policy should pay for your medical bills, lost wages and pain and suffering. If the other driver is at fault, you would make a claim against the at fault driver’s insurance. If the other driver does not have enough coverage you would turn to the Uber drivers uninsured/underinsured motorist coverage.  If each driver is partially at fault your claim process can get more complicated. Thus, your attorney will help you with such matters.

When an Uber driver is on route to pick up a passenger or during the trip, Uber’s full coverage is in effect.  Uber’s full coverage is usually One Million dollars in liability coverage and/or uninsured motorist protection.  However, each state does have different regulations. So that is why you must have an attorney who deals with such matters to help you recover your losses.

In addition to reporting the accident to the police, the accident should be reported through your Uber app.  This way Uber will have a record of the accident and the insurance process can begin.  Make sure to gather all of your Uber driver’s details, including license plate and insurance information.  This will also help your attorney when they begin legal proceedings for your case.

There are many different aspects of an Uber accident. Such as waiting for the Uber, enroute, transporting a passenger and whether the Uber driver was offline. Furthermore, each state has different regulations regarding Uber policies.  Uber accidents can be very complex, so it is important to seek legal advice following your accident. 

Recovering after an injury can be a very stressful time, both physically & financially. You may be missing time from work, not have money for rent, mortgages and other bills don’t stop…  Bridgeway Legal Funding can get you the emergency cash you need now and you only have to pay it back if you win your case. A lawsuit loan is a great tool to help you get through a financial rough patch after an accident until you’re able to return to work.

To learn more about car accident pre-settlement loans, speak with a Bridgeway team member today and you could have the money you need to stay afloat within 24 hours.