Don't wait, Bridgeway can advance you part of your injury settlement today.


Getting into a car accident in Pennsylvania is a major inconvenience—for a number of reasons. From a time perspective, you have to deal with your car insurance company and file a claim. You also have to get your car to a shop for repairs. Depending on the damage, you could be without your vehicle for quite some time.

Those are just car accident-related time inconveniences. What if you get injured in a car accident in Pennsylvania? You could be looking at another set of problems. There’s the physical pain to deal with, but also a financial component to consider. You may have to put your hard-earned money towards medical expenses such as doctor visits. What if you have a part-time or hourly wage job? You could lose income if you’re too injured to work.

The good news is a financial settlement could help you cover these expenses if you’re ever injured in a car accident in Pennsylvania. The bad news is there’s no guarantee that you will receive that settlement immediately—which is when you probably need it the most.

The solution to this problem? A pre-settlement advanced, which is also sometimes called a “lawsuit loan.” A pre-settlement advance can help pay for car accident-related expenses such as medical bills, car repairs and lost income if you’re unable to work.


If you were injured in a car accident in Pennsylvania and need cash right away, consider getting a pre-settlement advance. It can help keep you financially afloat while you wait for your full settlement.

To learn more, please visit Bridgeway’s Guide To Pre-settlement Advances.


What is pre-settlement funding?

Pre-settlement funding is a cash advance against your pending car accident claim or lawsuit. Although it’s often called a “lawsuit loan” too, that term is not technically correct. Pre-settlement funding is a non-recourse advance, not a loan. In other words, you don’t have to pay the money back if you don’t win your case.


Why pre-settlement funding is important

As good as your driving habits are, a car accident can occur anytime. If you’re injured in an accident in Pennsylvania and don’t have the money saved to cover the expenses that come after it, it’s good to have a financial backup. A pre-settlement advance can help keep you afloat while you wait to receive your full settlement.


As of 2021, there are more than 9 million licensed drivers in Pennsylvania and 12 million registered vehicles in 2022. Again, as careful as you are on the road, the odds of getting into an accident increase with more vehicles around you. For example, there were more than 70,000 passenger vehicle crashes in Pennsylvania in 2022 and 61 percent of them resulted in at least one injury.


If you find yourself in one of these accidents but weren’t at fault (or were a passenger), you could be entitled to a cash settlement. Pre-settlement funding makes it so you don’t have to wait up to three years (yes, it could take that long) to see any money.


Pre-settlement funding also protects you from having to accept an offer that’s below your case’s value. Additionally, it helps level the playing field against large insurance companies that tend to have an infinite amount of resources and capital.

Don't accept less money than you deserve simply because you cannot afford to wait. An advance from Bridgeway buys you the time you need.

How do pre-settlement advances work?

Bridgeway Legal Funding, presents a simple three-step process to help our clients secure a pre-settlement:

• We talk to you (the plaintiff)

• Review your case and estimate what it will be worth

• Offer you an advance of up to 10 to 20% of what your case’s estimated value


That’s it! Click here to learn more about our pre-settlement funding process and apply.

You can also visit the Bridgeway Legal Funding website’s “How pre-settlement funding works section” to learn more about this process.


How long does it take to get pre-settlement funding?

Bridgeway Legal Funding helps secure a pre-settlement advance faster than others in our field. Bridgeway can accommodate you quickly if you’re in a car accident in Pennsylvania. We’re set up to get cash into our clients’ hands within 24 to 48 hours.

Call us at 1-800-531-4066 or complete our short questionnaire to get your pre-settlement process right away.


How much of a pre-settlement advance am I eligible for?

Our clients are usually eligible to receive up to 10 to 20% of their case’s value. We look at the following three factors to determine the case’s value:

• Liability—Who was at fault in the accident? Liability can be easily determined in instances when a driver runs a red light and hits another car or a driver rear-ends the vehicle in front of them. In less clear cases, such as a side swipe, each driver might share some fault.

• Damages—How much money will be awarded following the accident between injuries and lost wages? A number of factors are calculated to determine total damages including:

  • • Medical expenses and treatments (present and future)
  • • Lost wages (determined by how much work you missed times your current wage)
  • • Future work status (can you still work at all and/or preform your pre-accident duties)

• Insurance—You can typically sue for the amount of insurance coverage available at the time of the accident.


Drivers are required to carry at least the following amount of car insurance in Pennsylvania:

Bodily injury coverage: $15,000 per person and $30,000 per accident

• Property damage liability coverage: $5,000 per accident

• First party benefits: $5,000

• Uninsured motorist coverage: $15,000 per person and $30,000 per accident

• Underinsured motorist coverage: $15,000 per person, $30,000 per accident

*Note: Underinsured and Uninsured motorist coverages can be rejected in Pennsylvania.

These are the minimum car insurance requirements in Pennsylvania. Chances are the person who runs into you has more coverage than this.

Click here to learn more about how much funding you can get for your pre-settlement advance. Learn more about no-fault auto insurance coverage in Pennsylvania here.

Need a lawsuit advance?  Bridgeway can approve most applicants in 24-48 hours.


How can I get a pre-settlement advance?

At Bridgeway Legal Funding, we’ll work with you to help you obtain the most pre-settlement funding possible.

Here are a few things you can do to increase the odds you receive a bigger overall settlement as well:

• Hire a qualified attorney that specializes in motor vehicle accidents

• Main good records of your car accident, medical treatment(s) and injury/injuries

• Get a copy of the police report and collect names of any potential witnesses

• Make sure your law firm files a lawsuit quickly. The statute of limitations in Pennsylvania is just two years from the date of the accident.


Apply for your pre-settlement advance today.